How Central One Protects Your Accounts
Your safety is our top priority. We use industry leading technology and processes to keep your personal and financial information secure.
Real-Time Fraud Analysis
We have updated our real-time fraud monitoring system to include text alerts. Click Here to learn more.
Secure Website and Applications
Central One's website, online banking and mobile banking use secure protocols to ensure that your data stays secure.
When you login to your account using a new device, we'll ask additional security questions to confirm that it is really you.
Mobile Wallet Payments
When using your smartphone's mobile wallet, your card's data is encrypted through a process known as tokenization.
EMV Smart Chip
Central One's debit and credit cards feature the added security of the EMV smart chip.
Instant Issue with EMV
If your debit or credit card is ever lost or stolen, visit any full-service branch to have a new card printed instantly.
Fraud Prevention Center
The National Credit Union Association (NCUA) provides a fraud prevention center with information on common types of fraud and the terminology used to describe them.
Lost or Stolen Card
If your card is ever lost or stolen, report it to Central One as soon as possible. With our Instant Issue technology, we can replace your card while you wait at any full-service branch.
Call 800-527-1017 to report a lost/stolen card.
If you plan on traveling outside of Massachusetts or outside the United States, please let us know by visiting your local branch or by calling 800-527-1017.
Report Identity Theft and build a custom recovery plan using the FDIC's IdentityTheft.gov website.
Keep Your Account Data Private
Don't share your account information, mobile or online banking login credentials or other financial data with others.
Get a Copy of Your Credit Report
You can receive a copy of your credit report for free each year. Check out annualcreditreport.com for details.