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Commercial Loans

Whether you’re in need of a commercial real estate loan, term loan or working capital line of credit, Central One Business Services is here to help you discover and apply for the financial assistance your company needs.


Keep it Local

Central One Federal Credit Union has a history of doing great business, it only makes sense that we’d be good at helping with yours. At Central One you’ll find competitive rates, fees and terms and a dedicated staff. And because we’re locally owned and operated, we’re accessible to you.

Our business lending decisions are made locally by lending specialists who understand your company's needs.

See the other ways we set ourselves apart:

  • No prepayment penalties
  • Lower closing costs
  • Flexible financing options
  • Customizable terms to fit your needs
  • Local decision making


Request More Information

or Call 800-527-1017


Real Estate and Construction Loans


Commercial Real Estate and Investment Property Loans

Commercial real estate loans can help with property purchases, refinancing and improvements. They’re great if you’re building or buying new office space, manufacturing facilities or warehouses to store inventory. We offer fixed or variable rates, and finance terms up to 15 years.

  • Local decision making
  • Competitive rates
  • Longer repayment terms
  • Restructure debt

Request More Information

or Call 800-527-1017

Vehicles and Equipment


Need to purchase new equipment? Is it time to upgrade your fleet? Central One is committed to helping our member businesses grow. Our vehicle or commercial equipment loans offer the flexibility and competitive rates you need to grow your business.

Some of the benefits of financing through Central One include:

  • Local decision making
  • Fast turnaround
  • No prepayment penalties
  • More flexibility for qualifying than at a bank


Request More Information

or Call 800-527-1017

Business Lines of Credit


Revolving lines of credit can help you manage fluctuating cash flow for seasonal working capital, and are great for short-term credit needs like purchasing inventory, materials or equipment, financing accounts receivable, debt refinance and small projects. Some of the benefits include:

  • Local decision making
  • Fast turnaround

We also provide Letters of Credit — a document issued for you that assures payment to a seller of goods and services.


Request More Information

or Call 800-527-1017

Business Solutions Visa Card


Convenient access to credit for purchases or short-term business expenses. The Central One Business Solutions Visa credit card features EMV chip technology, enhanced fraud protection, and no annual fee.


Learn More

or Call 800-527-1017