Savings - Get Customized Savings for Your Needs

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Achieve your savings goals
Regular Savings

Our most-popular savings product. Regular Savings is a simple savings product to help your money grow. 


  • Earn a competitive interest rate
  • Dividends compound quarterly
  • Access to funds through online banking, mobile banking 1 and telephone banking

Open Now

Youth Savings Accounts

Club Savings Accounts


Don't let the holidays or vacation time stress you out. By saving now you can enjoy time with your family instead of worrying about finances.

1 While Central One does not charge for mobile banking, your mobile carrier’s message and data rates may apply. 

Minimum deposit of $5 in Owner Voting Share account required.

Savings and Money Market Accounts (Savings and Maxi) Disclosure: Dividend rates are accurate as of the last dividend declaration date. All savings and money market accounts are considered variable rate accounts and rates are subject to change at any time without notice.  Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earning on the account. Refer to Central One Federal Credit Union's  Member Service Agreement and Schedule of Service Charges. 

* Certificate Disclosure: All certificate rates are fixed for the length of the term. A penalty may be imposed for withdrawals before maturity. If your account has an original maturity of one year or less, the penalty will equal three months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one year the penalty will equal six months dividends on the amount withdrawn subject to penalty. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. If the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. In certain circumstances such as the death or incompetence of an owner of this account, the law permits or may require the waiver of the early withdrawal penalty. Other exceptions may also apply; for example, if the certificate is part of an IRA or other tax-deferred savings plan.