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Central One Federal Credit Union

  • Nominate us for Best of Central Mass!

     
    We're honored to be considered as nominees for Worcester Telegram's Best of Central Mass awards! Help us secure our spot in this year's contest by nominating us now through June 23rd.

  • Grow your savings

     
    Open a Central One savings account and watch your money grow with a competitive rate.
     

    Learn More

  • Drive now, pay later!

     
    Get up to 90 days to make your first payment with a Central One auto loan. Rates as low as 3.62% APR for a new or used vehicle.

    Apply now

  • Make your home's equity work for you

     
    There's more than one way to use a home equity. Renovate your home, consolidate debt, pay for tuition, or more.
     

    Learn More

  • Earn more with our free Premium Checking

     
    Get rewarded with cash back, ATM reimbursements, and loan discounts.

  • Home is where your life happens

     
    Find the place you'll make life-long memories, create new traditions, and so much more with a Central One mortgage - with lower down payments and closing costs.
     

    Learn More



Today's Rates
Auto Loan Icon
Auto Loans
As low as
3.62% APR
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Credit Card Icon
Credit Cards
As low as
13.99% APR
Learn More
Home Equity Icon
HELOC
As low as
7.25% APR
Learn More
Certificate Icon
Premium Money Market
As high as
1.20% APY
Learn More
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Central One is a not-for-profit credit union



Become a member


As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...