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Furloughed Federal employees, who have been Central One members for at least 6 months, are encouraged to contact us regarding assistance with their existing loans.

Central One Federal Credit Union

Set financial goals in 2019

Introducing our Financial Literacy Education Center!

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Central Advantage

Invest in you with our checking program featuring exclusive benefits and discounts

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Be in control
wherever you go

Introducing Card Control

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Less Down
Lower Payments

The 10/5 mortgage is an option designed for you

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Project planning?

Home Equity Line of Credit rates as low as 4.50 %*

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Tempted by auto dealer rates?

Don't bite! With our auto rates as low as 2.24%, you'll drive confidently with a great deal.

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Today's Rates as low as

Couple standing outside new home.

4.375 %

4.734 % APR

10/5 Adjustable Rate Mortgage

Visa Diamond Credit Card

11.24 % APR
Visa Diamond Credit Card

Woman in car

2.24% APR
Auto Loans
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Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union

Become a member

Oakie Mascot

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service.

We offer great rates on everything from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

• Quick, local loan decisions and servicing

• Access to more than 55,000 fee-free ATMs

• Great rates on loans and savings products

• Realtime fraud monitoring

• And much more ...

Car

Need a New Car?

Central One offers rates as low as 2.24 % APR for new and used cars!

Five Stars

5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

Home

Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

Piggy Bank

Savings for Every Age

We have savings accounts designed for every life stage.