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We will be conducting systems maintenance on Sunday, March 24^th between 8am – 12pm. During this time, online and mobile banking will be intermittently available. We apologize for any inconvenience.

Central One Federal Credit Union

Tempted by auto dealer rates?

Don't bite! With our auto rates as low as 2.365%, you'll drive confidently with a great deal.

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Project planning?

Home Equity Line of Credit rates as low as 4.50 %*

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Less Down
Lower Payments

The 10/5 mortgage is an option designed for you

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Central Advantage

Invest in you with our checking program featuring exclusive benefits and discounts

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Set your
financial goals

Visit our Financial Literacy Education Center!

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Be in control
wherever you go

With our Card Control App!

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Today's Rates

Auto Loans

As low as

2.365% APR

Credit Card Icon

Credit Cards

As low as

11.24% APR

Home Equity Icon

Home Equity

As low as

4.50% APR

Certificate Icon

Certificates

As high as

3.30% APY

View All Rates

Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service.

We offer great rates on everything from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

Quick, local loan decisions

Quick, local loan decisions and servicing

55,000 fee free ATMs

Access to more than 55,000 fee-free ATMs

5,000 Shared Branching locations

Access to more than 5,000 Branches through Co-Op Shared Branching

Great Rates on Loans and Savings Products

Great rates on loans and savings products

Real Time Fraud Monitoring

Realtime fraud monitoring

Just see what our members have to say...