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Central One Federal Credit Union

  • Home

    Tap into your home's value

    Home Equity Line of Credit rates as low as 4.00 %*

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  • Central Advantage

    Central Advantage 

    Invest in you with our new checking program featuring exclusive benefits and discounts 

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  • Be in control 
    wherever you go 

    Introducing Card Control
  • Mother and Baby

    Less Down
    Lower Payments

    The 10/5 mortgage is an option designed for you

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  • Students Studying

    Financing your Education?

    We'll help you fill the funding gap!

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  • Baseball Image

    Grand Slam Savings 

    18-Month Premium Certificate currently 2.35 %APY
    30-Month Premium Certificate currently 2.55 %APY

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Today's Rates as low as
Couple standing outside new home. 4.375 %
4.684 % APR
10/5 Adjustable Rate Mortgage
Visa Diamond Credit Card
10.74 % APR
Visa Diamond  Credit Card
Woman in car
1.74% APR 
Auto Loans
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Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union

Become a member

Oakie Mascot

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

We offer great rates on everything from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

• Quick, local loan decisions and servicing

• Access to more than 55,000 fee-free ATMs

• Great rates on loans and savings products

• Realtime fraud monitoring

And much more ...

Love my Credit Union Rewards


Need a New Car?

Central One offers rates as low as 1.74 % APR for new and used cars!

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Five Stars

5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

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Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

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Piggy Bank
Savings for Every Age

We have savings accounts designed for every life stage.

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