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Central One Federal Credit Union

Treat yourself this season with our Visa Signature^® card

Earn unlimited 1.5% cash back on all purchases everyday!

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Drive Happier!

Auto loan rates as low as 0.99% APR!

Save time and money with our free Auto Advisor service.

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Put your home's equity to work

Home Equity Line of Credit rates as low as 3.25 %*

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Reward yourself with our Free Checking

No minimum balance.
No monthly service charges. No kidding.

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Fetch a friend!

Central One's Referral Program

Share the benefits of being a Central One member with family & friends and earn up to $500 per year.

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Less Down,
Lower Payments

The 10/5 ARM, a mortgage option designed for you

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Today's Rates

Auto Loans

As low as

0.99% APR

Credit Card Icon

Credit Cards

As low as

8.99% APR

Home Equity Icon

Home Equity

As low as

3.25% APR

Certificate Icon

Certificates

As high as

1.00% APY

View All Rates

Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service.

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Quick, local loan decisions

Quick, local loan decisions and servicing

55,000 fee free ATMs

Access to more than 55,000 fee-free ATMs

5,000 Shared Branching locations

Access to more than 5,000 Branches through CO-OP Shared Branching

Great Rates on Loans and Savings Products

Great rates on loans and savings products

Real Time Fraud Monitoring

Security Center

Just see what our members have to say...

Tax Solutions and Savings for Members