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Central One members, we will be closing early Wednesday, July 24th, to accommodate an employee meeting.
All branches will close at 3:30pm, and our Member Support Center will close at 3:45pm.
Stop by our Westborough branch on Thursday, July 25th, from 4 - 6 PM for a complimentary ice cream from Uhlman's Ice Cream Truck! 
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Central One Federal Credit Union

  • Drive now, pay later

    Get up to 90 days* to make your first payment this summer with a new Central One auto loan!

    Apply for an auto loan

    *See our Auto Loans Page for full details.

  • Introducing our new and improved Financial Wellness Center

    We're excited to expand our partnership with Zogo, the top-rated financial education app, to offer fun and bite-sized financial education through both a mobile app and web-based learning options. Access our new Financial Wellness Center anytime under the "Resources" tab.

    Visit our new Financial Wellness Center

  • Free yourself from ATM fees

    Our members have access to over 55,000 surcharge-free ATMs nationwide through the SUM and Allpoint ATM networks. 

    Find an ATM

  • Home is where your life happens

    Find the place you'll make life-long memories, create new traditions, and so much more with a Central One mortgage - with lower down payments and closing costs.
  • Earn more with our free Premium Checking

    Get rewarded with cash back, ATM reimbursements, and loan discounts.

    Learn more

  • Make your home's equity work for you


    There's more than one way to use your home's equity. Renovate your home, consolidate your debt, pay for tuition, and more!

Today's Rates
Auto Loan Icon
Auto Loans
As low as
5.12% APR
Learn More
Credit Card Icon
Credit Cards
As low as
14.24% APR
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Home Equity Icon
As low as
7.50% APR
Learn More
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Premium Money Market
As high as
1.40% APY
Learn More
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Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.


Just see what our members have to say...