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Central One Federal Credit Union

  • Couple at new home

    Dreaming of your own home?

    It's more affordable than you may think!
    Join us for a complimentary seminar for first time buyers.

    LEARN MORE

  • Central Advantage

    Central Advantage 

    Invest in you with our new checking program featuring exclusive benefits and discounts 

    Learn More


  • Be in control 
    wherever you go 

    Introducing Card Control
  • Mother and Baby

    Less Down
    Lower Payments

    The 10/5 mortgage is an option designed for you

    Learn More

  • Planning fall projects?

    Home Equity Line of Credit rates as low as 4.00 %*

    Learn More

  • Baseball Image

    Grand Slam Savings 

    18-Month Premium Certificate currently 2.45 %APY
    30-Month Premium Certificate currently 2.70 %APY

    Learn More



Today's Rates as low as
Couple standing outside new home. 4.75 %
5.164 % APR
10/5 Adjustable Rate Mortgage
Visa Diamond Credit Card
10.74 % APR
Visa Diamond  Credit Card
Woman in car
1.74% APR 
 
Auto Loans
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Visit the Rate Board for Additional Rates


Central One is a not-for-profit credit union


Become a member

Oakie Mascot



As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

We offer great rates on everything from auto loans to credit cards and mortgages.


Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

• Quick, local loan decisions and servicing

• Access to more than 55,000 fee-free ATMs

• Great rates on loans and savings products

• Realtime fraud monitoring

And much more ...



Love my Credit Union Rewards


Car

Need a New Car?

Central One offers rates as low as 1.74 % APR for new and used cars!

Learn More

Five Stars

5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

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Home

Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

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Piggy Bank
Savings for Every Age

We have savings accounts designed for every life stage.

Learn More