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Central One Federal Credit Union

  • reward yourself with free checking. Excited young woman against a yellow backdrop.

    Reward yourself with our Free Checking

    No minimum balance. No monthly service charges. No hoops.
  • New Car

    Drive Happier!

    Auto loan rates as low as 1.49% APR!

    Learn More

  • Put your home's equity to work

    Home Equity Line of Credit rates as low as 3.25 %*

    Learn More

  • Visa Diamond Credit Card

    No annual fee, no balance transfer fees 

    Enjoy rates as low as 8.99% with a Central One Credit Card
  • man on laptop

    Tips for Financial Wellness in uncertain times

    Our financial literacy program helps you gain knowledge and vision to reach your goals and manage your future

    Get Started

  • Front of Shrewsbury Branch at 714 Main Street

    Our branch lobbies are open with some restrictions

    Learn about our new regulations and safety guidlines

Today's Rates
Auto Loan Icon
Auto Loans
As low as
1.49% APR
Learn More
Credit Card Icon
Credit Cards
As low as
8.99% APR
Learn More
Home Equity Icon
Home Equity
As low as
3.25% APR
Learn More
Certificate Icon
As high as
0.95% APY
Learn More
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View All Rates
View Rates

Central One is a not-for-profit credit union


Become a member


As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...

Sprint Credit Union Member Cash Rewards