Skip Navigation

Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. Download Adobe© Acrobat Reader.

Central One Federal Credit Union

Tempted by auto dealer rates?

Don't bite! With our auto rates as low as 2.24%, you'll drive confidently with a great deal.

Learn More
Project planning?

Home Equity Line of Credit rates as low as 4.50 %*

Learn More
Less Down
Lower Payments

The 10/5 mortgage is an option designed for you

Learn More
Central Advantage

Invest in you with our checking program featuring exclusive benefits and discounts

Learn More
Set your
financial goals

Visit our Financial Literacy Education Center!

Learn More
Be in control
wherever you go

With our Card Control App!

Learn More

Today's Rates as low as

Couple standing outside new home.

4.25 %

4.652 % APR

10/5 Adjustable Rate Mortgage

Visa Diamond Credit Card

11.24 % APR
Visa Diamond Credit Card

Woman in car

2.24% APR
Auto Loans
Learn More

Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union

Become a member

Oakie Mascot

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service.

We offer great rates on everything from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

• Quick, local loan decisions and servicing

• Access to more than 55,000 fee-free ATMs

• Great rates on loans and savings products

• Realtime fraud monitoring

• And much more ...

Car

Need a New Car?

Central One offers rates as low as 2.24 % APR for new and used cars!

Five Stars

5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

Home

Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

Piggy Bank

Savings for Every Age

We have savings accounts designed for every life stage.