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Central One Federal Credit Union




  • College Bound?

    We'll help you fill the funding gap!

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  • Couple standing outside new home.

    Less Down,
    Lower Payments

    The 10/5 ARM, a mortgage option designed for you

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  • as low as

    1.24 % APR for new or used cars

    And our auto buying experts will help you shop!

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  • Premium Certificate 

    for seniors 60 or older!

    60-Month Certificate currently 2.35 % APY*

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  • Tap into your home's value

    Home Equity Line of Credit rates as low as 3.25 %*

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  • Is your child a Super Saver?

    Help your child learn to save with an Oakie Super Saver Account, designed for children under the age of 12.

    Learn More


Today's Rates as low as

Couple standing outside new home.
3.799 % APR
10/5 Adjustable Rate Mortgage
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9.99 % APR
Visa Diamond Credit Card

1.24% APR 
 
Auto Loans
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Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union


As a not-for-profit credit union, we put you and our community first. Instead of amassing profits for shareholders, we reward our members with exceptional rates and world-class service.

We offer great rates on everything from auto loans to credit cards and mortgages.


In addition to being a not-for-profit credit union, Central One offers

Locally serviced products

Access to more than 30,000 fee-free ATMs

Great rates on loans and savings products

Mobile Banking App ranked among the best in the industry

Realtime fraud monitoring


Become a Member




Need a New Car?

Central One offers rates as low as 1.24 % APR for new and used cars!

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5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

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Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

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Savings for Every Age

We have savings accounts designed for every life stage.

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