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Central One Federal Credit Union

  • dad and daughter in kitchen baking

    Cook up some savings

    With our 30 Month Premium Certificates offering 3.00% APY. Additional terms available.
  • Couple Driving

    Finance your auto loan with us!

    Rates as low as 1.99%

    Learn More

  • beautiful outdoor table setting at sunset oceanside

    Treat yourself this season with our Visa Signature® card

    Earn unlimited 1.5% cash back on all purchases everyday!

    Learn More

  • Put your home's equity to work

    Home Equity Line of Credit rates as low as 5.25 %*

    Learn More

  • Young woman looking exited

    Reward yourself with our Free Checking

    No minimum balance.
    No monthly service charges. No kidding.
  • Mother and Baby

    Less Down,
    Lower Payments

    The 10/5 ARM, a mortgage option designed for you, with rates as low as 5.49%

    Learn More

Today's Rates
Auto Loan Icon
Auto Loans
As low as
1.99% APR
Learn More
Credit Card Icon
Credit Cards
As low as
11.99% APR
Learn More
Home Equity Icon
Home Equity
As low as
5.25% APR
Learn More
Certificate Icon
As high as
3.20% APY
Learn More
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View All Rates

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Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...

Members Save with Love My Credit Union Rewards