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Central One Federal Credit Union

  • BALANCE TRANSFER

    0% Intro APR

    on Balance Transfers for 6 months, then as low as 9.49% APR*

    No Transfer Fee + 2% of Transfer Back

    Learn More

  • Couple standing outside new home.

    Less Down,
    Lower Payments

    The 10/5 ARM, a mortgage option designed for you

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  • as low as

    0.99% APR for new or used cars

    And our auto buying experts will help you shop!

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  • Premium Certificate 

    for seniors 60 or older!

    60-Month Certificate currently 2.10% APY*

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  • Now Supporting

    Apple Pay and Android Pay

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  • Is your child a Super Saver?

    Help your child learn to save with an Oakie Super Saver Account, designed for children under the age of 12.

    Learn More


Today's Rates

as low as

3.876% APR
10/5 Adjustable Rate Mortgage
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9.49% APR
Visa Diamond Credit Card
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0.99% APR  
Auto Loans
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Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union


As a not-for-profit credit union, we put you and our community first. Instead of amassing profits for shareholders, we reward our members with exceptional rates and world-class service.

We offer great rates on everything from auto loans to credit cards and mortgages.


In addition to being a not-for-profit credit union, Central One offers

Locally serviced products

Access to more than 30,000 fee-free ATMs

Great rates on loans and savings products

Mobile Banking App ranked among the best in the industry

Realtime fraud monitoring


Become a Member




Need a New Car?

Central One offers rates as low as 0.99% APR for new and used cars!

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5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

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Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

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Savings for Every Age

We have savings accounts designed for every life stage.

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