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All our branches and the Member Support Center will be closed on Thanksgiving Day so that our staff may enjoy the holiday with their families. We will reopen with regular business hours on Friday, November 23. As always, online and mobile banking are available 24/7.
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Central One Federal Credit Union

  • Get your lists ready! 

    Enjoy holiday shopping with 0% interest and no payments — Now through January 17th!
  • Central Advantage

    Central Advantage 

    Invest in you with our checking program featuring exclusive benefits and discounts 

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  • Be in control 
    wherever you go 

    Introducing Card Control
  • Mother and Baby

    Less Down
    Lower Payments

    The 10/5 mortgage is an option designed for you

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  • Project


    Home Equity Line of Credit rates as low as 4.25 %*

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  • Knowledge is power 

    Introducing our Financial Literacy Education Center! 

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Today's Rates as low as
Couple standing outside new home. 4.75 %
5.209 % APR
10/5 Adjustable Rate Mortgage
Visa Diamond Credit Card
10.99 % APR
Visa Diamond  Credit Card
Woman in car
1.99% APR 
Auto Loans
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 Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union

Become a member

Oakie Mascot

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

We offer great rates on everything from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

• Quick, local loan decisions and servicing

• Access to more than 55,000 fee-free ATMs

• Great rates on loans and savings products

• Realtime fraud monitoring

And much more ...

Love my Credit Union Rewards


Need a New Car?

Central One offers rates as low as 1.99 % APR for new and used cars!

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Five Stars

5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

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Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

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Piggy Bank
Savings for Every Age

We have savings accounts designed for every life stage.

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