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Central One Federal Credit Union

Central Advantage
Invest in you with our new checking program featuring exclusive benefits and discounts
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Financing your Education?
We'll help you fill the funding gap!
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Hit the road this summer!
Drive away with a Central One auto loan with no car payments for up to 90 days!
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Less Down
Lower Payments
The 10/5 mortgage is an option designed for you
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Safest way to pay
Apple Pay, Google Pay & Samsung Pay, Visa Checkout
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Slam Dunk Savings
18-Month Premium Certificate currently 2.35%APY
30-Month Premium Certificate currently 2.55%APY
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Today's Rates as low as

4.50 %

4.953 % APR

10/5 Adjustable Rate Mortgage

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10.49 % APR
Visa Diamond Credit Card

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1.74% APR
Auto Loans
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Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service.

We offer great rates on everything from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

• Quick, local loan decisions and servicing

• Access to more than 55,000 fee-free ATMs

• Great rates on loans and savings products

• Realtime fraud monitoring

• And much more ...

Need a New Car?

Central One offers rates as low as 1.74 % APR for new and used cars!

5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

Savings for Every Age

We have savings accounts designed for every life stage.