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Central One Federal Credit Union

Cook up some savings

With our 18 Month Premium Certificates offering 4.35 % APY. Additional terms available.

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Balance Transfer Promotion

For a limited time, lock in a fixed rate of 6.99% APR* on your balance transfer. No balance transfer fee and no annual fee.

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Treat yourself this season with our Visa Signature^® card

Earn unlimited 1.5% cash back on all purchases everyday!

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Put your home's equity to work

Home Equity Line of Credit rates as low as 6.75 %*

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Reward yourself with our Free Checking

No minimum balance.
No monthly service charges. No kidding.

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Less Down,
Lower Payments

The 10/5 ARM, a mortgage option designed for you, with rates as low as 5.49%

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Today's Rates

Auto Loans

As low as

2.99% APR

Credit Card Icon

Credit Cards

As low as

13.49% APR

Home Equity Icon

HELOC

As low as

6.75 % APR

Certificate Icon

Prem. Certificates

As high as

4.35 % APY

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Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service.

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Quick, local loan decisions

Quick, local loan decisions and servicing

55,000 fee free ATMs

Access to more than 55,000 fee-free ATMs

5,000 Shared Branching locations

Access to more than 5,000 Branches through CO-OP Shared Branching

Great Rates on Loans and Savings Products

Great rates on loans and savings products

Real Time Fraud Monitoring

Security Center

Just see what our members have to say...