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Central One Federal Credit Union

  • summer polaroids on a wood backdrop

    Summer fun add up to large credit card bills? 

    Sweeten those summer memories by consolidating your high-rate credit card balances and enjoy a low fixed rate of 4.99% APR until January 2021! 
  • Carrot dangling on a stick

    Tempted by auto dealer rates?

    Don't bite!  With our auto rates as low as 2.49%, you'll drive confidently with a great deal.

    Learn More

  • Mother and Baby

    Less Down
    Lower Payments

    The 10/5 mortgage is an option designed for you

    Learn More

  • Football fans celebrating in stadium

    Win with us!

    Score a chance to win tickets to football in Foxborough every time you use your Central One credit or debit card — now through November 15, 2019.
  • Knowledge is

    Visit our Financial Literacy Education Center!

    Learn More

  • young couple fist bumping in celebration

    Achieve your 
    savings goals! 

    The more you save, the more you earn

Today's Rates
Auto Loan Icon
Auto Loans
As low as
2.49% APR
Learn More
Credit Card Icon
Credit Cards
As low as
10.74% APR
Learn More
Home Equity Icon
Home Equity
As low as
4.00% APR
Learn More
Certificate Icon
As high as
2.65% APY
Learn More
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View All Rates
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Central One is a not-for-profit credit union


Become a member


As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...

Sprint Credit Union Member Cash Rewards