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Central One Federal Credit Union

Wicked Local Banking

Banking for Massachusetts, in Massachusetts.

Discover the wicked local banking difference
Get rewarded in the month of April

Open a new Student Checking Account in the month of April and get $30 deposited into your account!

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Ready for your next ride?

Get the same great rate on new, used, or refinanced auto loans at Central One.

Apply for an auto loan
Home is where your life happens

Find the place you'll make life-long memories, create new traditions, and so much more with a Central One mortgage - with lower down payments and closing costs.

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Earn more with our free Premium Checking

Get rewarded with cash back, ATM reimbursements, and loan discounts.

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Make your home's equity work for you

There's more than one way to use your home's equity. Renovate your home, consolidate your debt, pay for tuition, and more!

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Today's Rates

Auto Loans

As low as

4.37% APR

Credit Cards

As low as

13.24% APR

HELOC

As low as

6.50% APR

Premium Money Market

As high as

1.60% APY

View All Rates

Central One is a not-for-profit credit union

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service.

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.


	Six convenient local branches	Access to over 55,000 fee-free ATMs	Access to over 5,000 locations through CO-OP Shared Branches	Veteran Benefits	Security Center

Just see what our members have to say...

Wicked Local Banking