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Central One Federal Credit Union

  • College Bound?

    We'll help you fill the funding gap!

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  • Couple standing outside new home.

    Less Down,
    Lower Payments

    The 10/5 ARM, a mortgage option designed for you

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  • as low as

    1.24 % APR for new or used cars

    And our auto buying experts will help you shop!

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  • Premium Certificate 

    for seniors 60 or older!

    60-Month Certificate currently 2.35 % APY*

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  • Tap into your home's value

    Home Equity Line of Credit rates as low as 3.25 %*

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  • Is your child a Super Saver?

    Help your child learn to save with an Oakie Super Saver Account, designed for children under the age of 12.

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Today's Rates as low as

Couple standing outside new home.
3.799 % APR
10/5 Adjustable Rate Mortgage
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9.99 % APR
Visa Diamond Credit Card

1.24% APR 
Auto Loans
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Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union

As a not-for-profit credit union, we put you and our community first. Instead of amassing profits for shareholders, we reward our members with exceptional rates and world-class service.

We offer great rates on everything from auto loans to credit cards and mortgages.

In addition to being a not-for-profit credit union, Central One offers

Locally serviced products

Access to more than 30,000 fee-free ATMs

Great rates on loans and savings products

Mobile Banking App ranked among the best in the industry

Realtime fraud monitoring

Become a Member

Need a New Car?

Central One offers rates as low as 1.24 % APR for new and used cars!

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5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

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Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

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Savings for Every Age

We have savings accounts designed for every life stage.

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