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Central One Federal Credit Union

  • Wicked local banking

     
    Proudly rooted in and serving Massachusetts since 1952...and we're here to stay.

    Discover the local banking difference

  • Empower your financial future with our Financial Wellness Center

     
    Unlock the answers to all your financial questions from budgeting, to applying for a loan, to buying your first home, and more.

    Visit our Financial Wellness Center

  • Ready for your next ride?

     
    Get the same great rate on new, used, or refinanced auto loans at Central One.


    Apply for an auto loan

  • Home is where your life happens

     
    Find the place you'll make life-long memories, create new traditions, and so much more with a Central One mortgage - with lower down payments and closing costs.
  • Earn more with our free Premium Checking

    Get rewarded with cash back, ATM reimbursements, and loan discounts.

    Learn more

  • Make your home's equity work for you

     

    There's more than one way to use your home's equity. Renovate your home, consolidate your debt, pay for tuition, and more!



Today's Rates
Auto Loan Icon
Auto Loans
As low as
5.12% APR
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Credit Card Icon
Credit Cards
As low as
13.49% APR
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Home Equity Icon
HELOC
As low as
7.00  % APR
Learn More
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Premium Money Market
As high as
1.60% APY
Learn More
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Central One is a not-for-profit credit union



Become a member


As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

 

Just see what our members have to say...