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We have been made aware that scammers are calling people pretending to be from their banking institution's Fraud department under the guise of helping them with fraud on their account. PLEASE NOTE that Central One will never call, text or email you asking for your card number, PIN or personal information. If you receive a call like this, please hang up immediately and call our Member Support Center at 800-527-1017. 
For PPP and Forgiveness updates as they become available, CLICK HERE 
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Central One Federal Credit Union

  • Couple Driving

    Drive Happier!

    Auto loan rates as low as 1.49% APR!

    Learn More

  • reward yourself with free checking. Excited young woman against a yellow backdrop.

    Reward yourself with our Free Checking

    No minimum balance. No monthly service charges. No hoops.
  • Put your home's equity to work

    Home Equity Line of Credit rates as low as 3.25 %*

    Learn More

  • Visa Diamond Credit Card

    No annual fee, no balance transfer fees 


    Enjoy rates as low as 8.99% with a Central One Credit Card
  • person working on family budget

    New Year, New You!

    Earn & learn your way to financial freedom with our complimentary financial education programs.
    Learn More
  • two dogs sharing a blue scarf in snowy landscape
    Introducing our new Referral Program

    Fetch a friend and share the rewards

    A simple and rewarding way to earn up to $500 per year by sharing the benefits of being a Central One member with family and friends.


Today's Rates
Auto Loan Icon
Auto Loans
As low as
1.49% APR
Learn More
Credit Card Icon
Credit Cards
As low as
8.99% APR
Learn More
Home Equity Icon
Home Equity
As low as
3.25% APR
Learn More
Certificate Icon
Certificates
As high as
0.95% APY
Learn More
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Central One is a not-for-profit credit union



Become a member


As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...


Sprint Credit Union Member Cash Rewards