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Central One Federal Credit Union

  • dad and daughter in kitchen baking

    Cook up some savings

    With our 18 Month Premium Certificates offering 4.35 % APY. Additional terms available.
  • Balance Transfer Promotion

     
    For a limited time, lock in a fixed rate of 6.99% APR* on your balance transfer. No balance transfer fee and no annual fee.

    Learn More

  • beautiful outdoor table setting at sunset oceanside

    Treat yourself this season with our Visa Signature® card

    Earn unlimited 1.5% cash back on all purchases everyday!

    Learn More

  • Put your home's equity to work

    Home Equity Line of Credit rates as low as 6.75 %*

    Learn More

  • Young woman looking exited

    Reward yourself with our Free Checking

    No minimum balance.
    No monthly service charges. No kidding.
  • Mother and Baby

    Less Down,
    Lower Payments

    The 10/5 ARM, a mortgage option designed for you, with rates as low as 5.49%

    Learn More



Today's Rates
Auto Loan Icon
Auto Loans
As low as
2.99% APR
Learn More
Credit Card Icon
Credit Cards
As low as
13.49% APR
Learn More
Home Equity Icon
HELOC
As low as
6.75 % APR
Learn More
Certificate Icon
Prem. Certificates
As high as
4.35 % APY
Learn More
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Central One is a not-for-profit credit union



Become a member


As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...