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Central One Federal Credit Union

  • man and woman relaxed at home, smiling with laptop

    Move your debt in the right direction 

    Transfer your high-rate credit card balances and enjoy a low fixed rate until January 2021! 

    Learn More

  • Carrot dangling on a stick

    Tempted by auto dealer rates?

    Don't bite!  With our auto rates as low as 2.49%, you'll drive confidently with a great deal.

    Learn More

  • Mother and Baby

    Less Down
    Lower Payments

    The 10/5 mortgage is an option designed for you

    Learn More

  • Couple Piggy Back Ride

    Central Advantage 

    Invest in you with our checking program featuring exclusive benefits and discounts

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  • Knowledge is

    Visit our Financial Literacy Education Center!

    Learn More

  • young couple fist bumping in celebration

    Achieve your 
    savings goals! 

    The more you save, the more you earn

Today's Rates
Auto Loan Icon
Auto Loans
As low as
2.49% APR
Learn More
Credit Card Icon
Credit Cards
As low as
11.24% APR
Learn More
Home Equity Icon
Home Equity
As low as
4.50% APR
Learn More
Certificate Icon
As high as
3.10% APY
Learn More
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View All Rates
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Central One is a not-for-profit credit union


Become a member


As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

We offer great rates on everything from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

Just see what our members have to say...


Love my Credit Union Rewards