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Central One Federal Credit Union

  • Carrot dangling on a stick

    Tempted by auto dealer rates?

    Don't bite!  With our auto rates as low as 2.24%, you'll drive confidently with a great deal.

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  • Project planning?

    Home Equity Line of Credit rates as low as 4.50 %*

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  • Mother and Baby

    Less Down
    Lower Payments

    The 10/5 mortgage is an option designed for you

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  • Central Advantage 

    Invest in you with our checking program featuring exclusive benefits and discounts

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  • Set your
    financial goals

    Visit our Financial Literacy Education Center!

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  • Be in control 
    wherever you go 

    With our Card Control App!

Today's Rates as low as
Couple standing outside new home. 4.25 %
4.652 % APR
10/5 Adjustable Rate Mortgage
Visa Diamond Credit Card
11.24 % APR
Visa Diamond  Credit Card
Woman in car
2.24% APR 
Auto Loans
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 Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union

Become a member

Oakie Mascot


As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

We offer great rates on everything from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

• Quick, local loan decisions and servicing

• Access to more than 55,000 fee-free ATMs

• Great rates on loans and savings products

• Realtime fraud monitoring

And much more ...


Need a New Car?

Central One offers rates as low as 2.24 % APR for new and used cars!

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Five Stars

5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

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Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

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Piggy Bank
Savings for Every Age

We have savings accounts designed for every life stage.

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