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Member Tribute Month is here! Join us all this week in Shrewsbury.

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Central One Federal Credit Union



  • Central Advantage 

    Invest in you with our new checking program featuring exclusive benefits and discounts 

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  • Simplify 
    your finances 

    Transfer your credit card balances to our Diamond Card with 0% Intro APR and receive a bonus up to $500!

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  • as low as

    1.74 % APR for new or used cars

    Let our auto buying experts help you shop!

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  • Less Down
    Lower Payments 

    The 10/5 mortgage is an option designed for you

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  • Safest way to pay

    Apple Pay, Google Pay & Samsung Pay, Visa Checkout

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  • Slam Dunk Savings 

    18-Month Premium Certificate currently 2.25%APY
    30-Month Premium Certificate currently 2.50%APY

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Today's Rates as low as

Couple standing outside new home.
4.761 % APR
10/5 Adjustable Rate Mortgage
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10.49 % APR
Visa Diamond  Credit Card

1.74% APR 
 
Auto Loans
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Visit the Rate Board for Additional Rates

Central One is a not-for-profit credit union


Become a member



As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

We offer great rates on everything from auto loans to credit cards and mortgages.


Membership requires opening an Owner Voting Share with a $5 deposit.

Central One offers —

• Quick, local loan decisions and servicing

• Access to more than 55,000 fee-free ATMs

• Great rates on loans and savings products

• Realtime fraud monitoring

And much more ...




Need a New Car?

Central One offers rates as low as 1.74 % APR for new and used cars!

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5-Star Mobile App

Our five star mobile app offers mobile check deposit, Touch ID on select devices, and more.

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Locally Serviced

Make yourself at home with a 10/5 ARM, serviced locally.

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Savings for Every Age

We have savings accounts designed for every life stage.

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