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Boat and RV Loans

Boat Boat and Recreational Vehicle Loans

If you are a recreational vehicle enthusiast, you'll appreciate the fact that Central One will finance motor homes, boats and trailers, new and used, at competitive rates as low as 4.50 %.


  • Fixed rate and monthly payment.
  • Borrow up to 100% for A+ and A credit of the vehicle's value.
  • Use our Loan Payment Calculator to figure your payment.
  • Terms up to 180 months
  • Pre-approval available
  • Low Cost payment protection available.

Several Payment Options

  • Automatic payment from your Direct Deposit by using Payroll Deduction
  • Online using CentralNet
  • By phone using Tel-Talk
  • In person, at any Central One branch location
  • By mail

Apply Now!

Rates effective as of 4/22/2019.

RV and Boat Disclosure: Copy of purchase and sale agreement required. Rate may be adjusted for vehicle age or high mileage vehicles. Qualified borrowers with A+ or A credit may borrow up to 100% of the NADA retail value on Boat/RV loans. Stated rate includes a 0.25% discount for Direct Deposit and Electronic Loan Payment when the payment is taken from a Central One account. Actual rate will be determined based on credit history, term, loan to value and other factors. Call a lending specialist at 800-527-1017 for more information.