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Boat and RV Loans

Boat and Recreational Vehicle Loans


If you are a recreational vehicle enthusiast, you'll appreciate the fact that Central One will finance motor homes, boats and trailers, new and used, at competitive rates as low as 4.00%.

Features/Benefits

  • Fixed rate and monthly payment.
  • Borrow up to 80% of the vehicle's value.
  • Use our Loan Payment Calculator to figure your payment.
  • Terms up to 180 months
  • Pre-approval available
  • Low Cost payment protection available.

Several Payment Options

  • Automatic payment from your Direct Deposit by using Payroll Deduction
  • Online using CentralNet
  • By phone using Tel-Talk 
  • In person, at any Central One branch location
  • By mail


Apply Now!



Rates effective as of 8/23/2017.

RV and Boat Disclosure: Copy of purchase and sale agreement required. Rate may be adjusted for vehicle age or high mileage vehicles. Qualified borrowers with A+ or A credit may borrow up to 80% of the NADA retail value on Boat/RV loans. Stated rate includes a 0.25% discount for Direct Deposit and Electronic Loan Payment when the payment is taken from a Central One account. Actual rate will be determined based on credit history, term, loan to value and other factors. Call a lending specialist at 800-527-1017 for more information.