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Insurance Coverage from Oak Tree Insurance Agency


Oak Tree Insurance Agency, located inside the Central One main office in Shrewsbury, provides competitive insurance options to meet your unique needs. 


Looking for life or disability insurance? Visit the W.F. Financial Services page for more information.


The Oak Tree Benefit

Oak Tree helps you navigate the complexities of personal and business insurance. You tell us your situation, and we will do the shopping for you, comparing rates and services across a number of insurance providers to ensure you get the best possible coverage.

If you ever need to file a claim, you can rest assured that Oak Tree will be there to help. As an Oak Tree customer, you benefit from the strength of an established agency advocating for you. 


Need to report a claim?

Visit the claims center or call us at the number below.


Phone: 508-841-0515

Fax: 508-842-2955

Email: oaktree@centralfcu.com

Get Directions:

Oak Tree Insurance Agency
714 Main Street
Shrewsbury, MA 01545



Personal Insurance Options

Oak Tree Insurance has been helping Central One members save on insurance for more than a decade. Below are a few of the more common insurance policies offered through Oak Tree.


Looking for Business Insurance Policies?

Visit the Oak Tree Business Insurance page.


Couple standing outside new home.

Homeowner Insurance

Your home is the biggest investment you’ll ever make. With a homeowner policy from Oak Tree Insurance, you can protect that investment. We'll compare rates and services from several companies to find the best savings.

Already have a homeowner policy? Schedule a no-cost, no-obligation policy review to find out how much we can save you!

Homeowners policies for:

  • One to Four Family Homes
  • Primary, Secondary or Seasonal Homes
  • High Value Homes
  • Condominium Unit Owners
  • Dwelling Fire
  • Mobile Home
  • Flood Insurance
  • Coastal Properties


Request a Homeowner's Quote

Auto and Motorcycle Insurance

Let Oak Tree's experienced insurance professionals find you the perfect auto or motorcycle insurance policy. They'll compare plans from top providers to find you the best price with the right coverage.

Credit union members receive exclusive discounts!


Request an Auto Quote


Renter's Insurance

Your landlord's policy only protect their assets, not yours. Renter's insurance is an affordable way to keep you covered in case of disaster or theft.

Request a Quote



Boat and Yacht Insurance

Oak Tree Insurance provides coverage options for boats, jet skis and other personal watercraft.

Request a Quote




Valuable Items such as Jewelry and Fine Art

Most renter's and homeowner's insurance policies won't cover expensive items such as jewelry or fine art. Protect yourself and your valuables by adding a valuable item rider to your home policy.

Request a Quote




Wedding Insurance

Your wedding is a major financial investment for you and your family. Protect your big day from unexpected delays. Coverage options include:

  • Lost or damaged dress
  • Cancellation due to severe weather
  • Military deployment
  • and more.

Request a Quote



Oak Tree Insurance (Oak Tree Insurance Agency, LLC) is an affiliate of Central One Federal Credit Union. Business conducted with Oak Tree Insurance is separate and distinct from any business conducted with the Credit Union. Insurance products are not deposits of Central One and are not protected by the NCUA. They are not an obligation of or guaranteed by the credit union and may be subject to risk. Insurance required as a condition of the extension of credit by Central One may be purchased from an agent or insurance company of the member's choice without affecting the approval of the application for credit. If you have any concerns or complaints regarding this relationship, you may contact the Massachusetts Office of Consumer Affairs (OCA). For information on how to contact the OCA, visit http://www.mass.gov/oca. See the Oak Tree Insurance consumer disclosure for complete details.