Veteran Benefits

We believe in service.

In partnership with the VBBP (Veteran Benefits Banking Program), we offer an array of benefits to Military of all branches, Veterans, and their families. Set up direct deposit of your VA benefits to a Premium Checking account and maximize your benefits. Bank where your service matters and is rewarded with industry leading service for all your financial needs.


Receive military pay, VA benefits, or another type of direct deposit?  With monthly direct deposits totaling a minimum of $1,500, open a Premium Checking account with benefits that include:

  • Up to 2 days early access to regular direct deposits
  • Up to $12 per month ATM reimbursement for out-of-network ATM Fees
  • Discounts on consumer loans and mortgage discount programs for First Time Home Buyers and Primary Residence Purchases 


    Explore Checking and Benefits    

As a member, receive free AD&D Life Insurance through TruStage
As a member 18 years or older, you are eligible to receive at no cost to you an Accidental Death & Dismemberment (AD&D) policy through TruStage.
This free member benefit is guaranteed issue and only requires assigning a beneficiary to activate. There is no application, medical questions or exam.
In addition, TruStage offers additional AD&D, Term, and Whole Life polices.
With no physical exam and transparent locked-in pricing, you can take the first step to ensure your family's future.

 Explore Life Insurance

VA Loans
Features and Benefits:
  • 0% down payment
  • No PMI required
  • No prepayment penalty
  • Valid for refinancing 
  • If veteran benefits have been previously used, remaining benefits can be applied.

You may be eligible for a 15 or 30 year Fixed Rate VA* Home Loan if:

  • You have served 90 consecutive days of active service during wartime, OR
  • You have served 181 days of active service during peacetime, OR
  • You have more than 6 years of service in the National Guard or Reserves, OR
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability
  • Call a Lending Specialist at 800-527-1017
Veterans and active military members financing with a non-VA loan through Central One can receive.
 $500 credit** on closing costs for new and refinanced home loans.