Balance Transfer Promotion - Limited Time!

Move your debt in the right direction

Balance Transfer Offer available now through July 31, 2021

Transfer your high-rate credit card balances and enjoy a 4.99% promotional APR* fixed until January 2023!

For a limited time, transfer balances from your other credit cards to a Central One Diamond or Diamond Plus Cash card and receive 4.99% Introductory APR on the balance transfer until January 2023, then a rate as low as 8.99 % APR*.

Transfer balances to a Business Solutions credit card and receive 4.99% Introductory APR on the balance transfer until January 2023, then a rate as low as 9.99% APR*.

Don't have a VISA Diamond credit card? Apply Today!

Don't have a Business Solutions VISA credit card? Contact Us
or Call 800-527-1017

Current Card Holders Download Balance Transfer Form

	No Transfer Fee No additional processing fees will be assessed.
	No Annual Fee We help you save money by offering a credit card with no annual fee.
	Save with a LOW annual percentage rate 4.99% APR* on the Balance Transfer until January 2023 then the rates as low as 8.99% APR*
	Stay Secure and Worry-Free with Card Control Enjoy useful features including: Transaction alerts, Turn your card off/on, Transaction limits, Location Match and more.
	Get the Credit You Need Transfer balances up to the amount of your credit limit

Why make the switch?

Visa Diamond, Diamond Rewards Card, Business Solutions Card

At Central One, we believe you deserve a card that works for you. The Central One Visa Diamond, Diamond Plus Cash and Business Solutions cards offer no balance transfer fees and no unpleasant surprises.

• No balance transfer fee

• Same rate on both purchases and cash advances

• No annual fees

• Rates as low as 8.99% APR* on the Visa Diamond card, 11.24% APR* on the Visa Diamond Plus Cash rewards and 9.99% APR* for Business Solutions cards.

Learn more about the Central One credit cards by visiting our Credit Card page.

To start your balance transfer...

Call Member Support at 800-527-1017	Mail Downloaded Balance Transfer Form to:	Visit your local branch!
	ATTN: 4.99% Balance Transfer Central One Federal Credit Union P.O. Box 280 Shrewsbury, MA 01545

Don't have a VISA Diamond credit card?

Apply Today!

Balance Transfer Promotion Disclosure: Promotion valid from 4/1/21 through 7/31/21. 4.99% APR* promotional rate valid through 1/17/23 on transfers made between 4/1/21 through 7/31/21. Subject to creditworthiness. Your credit card’s variable APR* and normal finance charges apply to balances other than the transferred balance, such as purchases and cash advances. Your card’s variable APR will also apply to any balances transferred under the offer remaining after 1/17/23. Currently, this APR* is as low as 8.99% and could be as high as 16.24%, but will vary with the market based on the Prime Rate and is subject to change. Central One Business Solutions Visa Card’s variable APR is as low as 9.99% and could be as high as 17.50%, but will vary with the market based on the Prime Rate and is subject to change. You may only transfer balances up to the amount of your credit limit. You may only transfer balances from cards not issued by Central One. Balance transfers do not earn rewards. Balance transfers have no grace periods and may take up to 45 days to complete. You are responsible to pay any minimum balances to prevent fees from being incurred. Central One does not reimburse fees from other credit card providers. No annual fee. You must be at least 18 years of age. Other terms and conditions apply. See branch for details or call 800-527-1017. *APR= Annual Percentage Rate.