Balance Transfer Promotion - Limited Time!

Move your debt in the right direction4.99% APR green with white letters graphic for balance transfer promotion

Balance Transfer Offer available May 1 - October 31, 2019  

Transfer your high-rate credit card balances and enjoy a 4.99% promotional APR* fixed until January 2021!

For a limited time, transfer balances from your other credit cards to a Central One Diamond or Diamond Plus Cash card and receive 4.99% Introductory APR on the balance transfer until January 2021, then a rate as low as 11.24 % APR*. 


Don't have a VISA Diamond credit card?  Apply Today!


Current Card Holders   Download Balance Transfer Form


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No Transfer Fee 
No additional processing fees will be assessed.

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No Annual Fee  
We help you save money by offering a credit card with no annual fee.

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Save with a LOW annual percentage rate 
4.99% APR* on the Balance Transfer until January 2021 then the rates as low as 11.24% APR*

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Stay Secure and Worry-Free with Card Control
Enjoy useful features including: Transaction alerts, Turn your card off/on, Transaction limits, Location Match and more.

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Get the Credit You Need  
Transfer balances up to the amount of your credit limit

Why make the switch?

Visa Diamond and Diamond Rewards Card

At Central One, we believe you deserve a card that works for you. The Central One Visa Diamond and Diamond Plus Cash cards offer no balance transfer fees and no unpleasant surprises.  

• No balance transfer fee  
Same rate on both purchases and cash advances
No annual fees  
• Rates as low as  11.24% APR* on the Visa Diamond card and 13.49% APR* on the Visa Diamond Plus Cash rewards card**


Learn more about the Central One credit cards by visiting our Credit Card page.

To start your balance transfer...

Call Member Support at 800-527-1017 
Visit your local branch! 

ATTN: 4.99% Balance Transfer 
Central One Federal Credit Union 
P.O. Box 280 
Shrewsbury, MA 01545 


Don't have a VISA Diamond credit card?

Apply Today!

Balance Transfer Promotion Disclosure: Promotion valid from 5/1/19 through 10/31/19.  4.99% APR* promotional rate valid through 1/17/21 on transfers made between 5/1/19 through 10/31/19. Subject to creditworthiness. Your credit card’s variable APR* and normal finance charges apply to balances other than the transferred balance, such as purchases and cash advances. Your card’s variable APR will also apply to any balances transferred under the offer remaining after 1/17/21. Currently, this APR* is as low as 11.24% and could be as high as 17.50%, but will vary with the market based on the Prime Rate and is subject to change. You may only transfer balances up to the amount of your credit limit. You may only transfer balances from cards not issued by Central One. Balance transfers do not earn rewards. Balance transfers have no grace periods and may take up to 45 days to complete. You are responsible to pay any minimum balances to prevent fees from being incurred. Central One does not reimburse fees from other credit card providers. No annual fee. You must be at least 18 years of age. Other terms and conditions apply.  See branch for details or call 800-527-1017.  *APR= Annual Percentage Rate.