When you invest in a Central One Certificate, you’ll lock-in a great rate that will keep your savings moving in the right direction. Your rate is guaranteed and your deposits are federally insured by the NCUA. So as your savings grow securely, so does your financial future. For a limited time only, you can enjoy a special rate on our 9-month Certificate and earn 5.00% APY*.

Qualify for this special rate when you open your 9-month Certificate with a minimum deposit of $1,0001 in new money to Central One FCU.

Open your high yield 9-Month promotional Certificate one of three ways: 


Watch your savings grow with a high-rate Certificate of Deposit 
What's the benefit of putting your savings into a Certificate of Deposit over your typical savings account? With a Certificate of Deposit, or "Certificate," you get a rate that's typically higher than a regular savings account. Plus, that great rate is locked in for a term that works for you.  To qualify for this special rate, open your 9-month Certificate with a minimum deposit of $1,000 in new money to Central One FCU.

More ways to save

We have other ways to help you save safely, too – from Money Market to Regular Savings to Youth Savings and more. Let us help you move your money forward and reach your savings goals faster.

*APY = Annual Percentage Yield.

¹ Certificate Important Information: Effective 11/1/23. $1,000 minimum. New money only. All certificate rates are fixed for the length of the term. A penalty may be imposed for withdrawals before maturity. If your account has an original maturity of one year or less, the penalty will equal three months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one year the penalty will equal six months dividends on the amount withdrawn subject to penalty. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. If the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. In certain circumstances such as the death or incompetence of an owner of this account, the law permits or may require the waiver of the early withdrawal penalty. If the term of your certificate is not available at the time of renewal, your certificate will renew at the next longest term available. Fees may reduce earnings on the account. Other exceptions may also apply; for example, if the certificate is part of an IRA or other tax-deferred savings plan. Refer to Central One Federal Credit Union's Member Service Agreement and Our Rates and Service Charge Disclosure for complete details. Only valid for a 9-month term. Limited time promotion.