Equifax Data Breach Information
On September 7, 2017, Equifax, one of the three major credit bureaus, reported the theft of names, Social Security Numbers, birth dates, addresses, and in some cases driver’s license and credit card information for as many as 143 million people.
Although unrelated to Central One Federal Credit Union, the recently announced data breach at Equifax was of such a scale we are providing the following helpful information.
To see if you may be affected and to sign up for one year of free credit monitoring, we encourage you to visit Equifax’s website on the breach at
As always, we encourage you to regularly review the transactions in your accounts and report any transactions that are not yours to member service at 800-527-1017.
Additionally we recommend monitoring your credit report for any changes such as unauthorized accounts. Please see the information below on how to obtain a copy of your credit report.
Obtaining Your Credit Report
The l aw allows you to order one free copy of your report from each of the nationwide credit reporting companies every 12 months.
Get a free copy of your credit report at annualcreditreport.com
You may order additional credit reports if:
- You are entitled to one free report a year if you’re unemployed and plan to look for a job within 60 days
- A company takes adverse action against you, such as denying your application for credit, insurance, or employment, and you ask for your report within 60 days of receiving notice of the action.
- You are on welfare
- Your report is inaccurate because of fraud including identity theft.
You may also buy additional credit reports by contacting the credit bureaus directly:
- Equifax:1-800-685-1111; equifax.com
- Experian: 1-888-397-3742; experian.com
- TransUnion: 1-800-916-8800; transunion.com
The Information provided above is from the Federal Trade Commission. See the Federal Trade Commissions website for more information.