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New and Used Auto Loan Disclosure: Loan approval and actual rate will be determined based on credit history, term, loan to value, and other factors. Stated rate assumes term of 24 months and includes a 0.25% discount for Direct Deposit and Electronic Loan Payment when the payment is taken from a Central One account. See representative for full terms.

* Requirements for benefits that include jumbo fixed rates and mortgage rate reduction: Must have a Central Advantage account. All loan programs, rates, terms and conditions are subject to change. Loan approval and actual rate will be determined based on credit history, term, loan to value, and other factors.

Home Equity Line of Credit (HELOC) Disclosure: Variable interest rate as low as Prime minus 1%. Floor rate is 3.25% APR. The Prime Rate is published by the Wall Street Journal; the current Prime rate can be found at the WSJ website.Rate adjustment occurs once per year during month of account anniversary. Max APR is 17.5%. Actual rate will be determined based on credit history, term, loan to value and other factors. See a banking representative for full terms.

*Actual rates and approval subject to applicant's creditworthiness. APRs are variable, adjust with Prime and are capped at 17.5%. See application for full details. Central One Federal Credit Union membership is required.