Money Market Accounts
This tiered rate account is ideal for members who want to earn a competitive interest rate on their account balances while having flexible access to their funds.
Features and benefits
- Offers earnings up to 7x the national average*
- The more you save, the more you earn
- No minimum balance
- Earns a higher dividend rate
- Unlimited deposits
- No monthly fees
- One free withdrawal or transfer per month. A fee will be assessed for any additional withdrawals or transfers.
| Balance | Dividend Rate | APY* |
|---|---|---|
| $0 - $9,999 | 0.95% | 0.95% |
| $10,000 - $49,999 | 1.00% | 1.00% |
| $50,000 - $99,999 | 1.10% | 1.10% |
| $100,000+ | 1.39% | 1.40% |
Maxi Money Market
This account is ideal for members who want to earn a competitive, interest rate on their account balances while having flexible access to their funds.
Features and benefits
- No minimum balance
- Earns a higher dividend rate than a Regular Share account
- Unlimited deposits
- No monthly fees
- Up to three free withdrawals or transfers per month. A fee will be assessed for any additional withdrawals or transfers.
| Balance | Dividend Rate | APY* |
|---|---|---|
| $0+ | 1.00% | 1.00% |
1 While Central One does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
Minimum deposit of $5 in Owner Voting Share account required.
* National average Annual Percentage Yield (APY). On money market account as published in the FDIC Weekly National Rates and Rate Caps, accurate as of 4/12/19.
Savings and Money Market Accounts (Share and Maxi) Disclosure: Dividend rates are accurate as of the last dividend declaration date. All savings and money market accounts are considered variable rate accounts and rates are subject to change at any time without notice. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earning on the account. Refer to Central One Federal Credit Union's Member Account Agreement and Schedule of Fees.