Special Mortgage Programs

Community Heroes Program

Proud to serve our Heroes

 The Community Heroes Program Proudly Serves:

Law Enforcement Icon
Law Enforcement
Police Officer,
Corrections Officer,
State Trooper,
County Sheriff,
Border Patrol
Law Enforcement
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Paid and Volunteer
Educators Icon
Private and Public
Healthcare Icon
EMT, Paramedic


  • As little as 1% down payment, gifts and grants allowed
  • Lower PMI fees
  • Community heroes that are first time home buyers, may be eligible for additional discounts

In order to qualify you must meet the following qualifications:

  • 740+ FICO Score
  • Purchase a home with one of our Adjustable Rate Mortgages
  • Detached or attached-single family home or condominium
  • Primary residence, owner-occupied property

Contact Us  or call a Lending Specialist at 800-527-1017.

Terms and conditions apply. Ask for details.

Military offers 

Veterans and active military members financing with a non-VA loan through Central One can receive $500 credit** on closing costs for new and refinanced home loans.


Contact Us  or call a Lending Specialist at 800-527-1017.

**$500 savings for using one of the local realtors may not be combined with our no-closing-cost program or other Central One Federal Credit Union programs. Terms and conditions apply. Ask for details.