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MyChoice Mortgage Refi


Retirement will be here before you know it. 

Wouldn’t it be great if your mortgage retired with you?

With a MyChoice Retirement Mortgage you can refinance your current mortgage at a fixed rate as low as 6.750% APR and set the maturity date to match your planned retirement — save now with a great rate and retire free from mortgage debt!

  • You choose the maturity date, up to 144 months
  • Reduce your current interest rate
  • No closing costs
  • No application fee
  • No appraisal needed*

And, the mortgage is serviced locally and never sold.

Apply Now

or call a Mortgage Specialist at 800-527-1017.

MyChoice Mortgage Refinance Disclosure: First position mortgage only. Property must be owner-occupied. Must have a 720 credit score or higher to qualify. Rates listed include a 0.25% discount for Direct Deposit and Electronic Loan Payment and an additional 0.25% discount when deducted from a Central One Premium Checking account. Appraisal is needed for any loan to value over 70% of assessed, or any loan amount over $400,000, max loan to value is 80% of appraised value. If you live outside of Worcester County, additional Appraisal and Title Search Fees may apply. Actual rate will be determined based on credit history, term, loan to value and other factors. Other restrictions may apply. All loan programs, rates, terms and conditions are subject to change. Call a lending specialist at 800-527-1017 for more information.