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MyChoice Mortgage Refi


Retirement will be here before you know it. 

Wouldn’t it be great if your mortgage retired with you?

With a MyChoice Retirement Mortgage you can refinance your current mortgage at a fixed rate as low as 2.99 % APR* and set the maturity date to match your planned retirement — save now with a great rate and retire free from mortgage debt!

  • You choose the maturity date, up to 144 months
  • Reduce your current interest rate
  • No closing costs*
  • No application fee
  • No appraisal needed

And, the mortgage is serviced locally and never sold .


Apply Online

or call a Mortgage Specialist at 800-527-1017.


MyChoice Mortgage Refinance Disclosure: First position mortgage only. Property must be owner-occupied. Must have a 720 credit score or higher to qualify. Rates listed include 0.25% discount for Direct Deposit and Electronic Loan Payment when the payment is taken from a Central One account. Rate based on term. *Appraisal is needed for any loan to value over 70% of assessed value, or any loan amount over $250,000, max loan to value is 80% of appraised value. If you live outside of Worcester County, additional Appraisal and Title Search Fees may apply.