Secure a high yield certificate and watch your savings grow faster! Open a
9-Month Certificate earning a high-yield of 5.00%* APY!


 Earn 11x** the national savings rate average

Our 9-Month Certificate earning a high yield of 5.00% APY is 11x the national savings rate average. Plus, there's a low minimum opening deposit of only $1,000. Open your Certificate today and watch your savings start to multiply. 


Open your high yield 9-Month promotional Certificate one of three ways: 


Watch your savings grow with a high-rate Certificate of Deposit 
What's the benefit of putting your savings into a Certificate of Deposit over your typical savings account? With a Certificate of Deposit, or "Certificate," you get a rate that's typically higher than a regular savings account. Plus, that great rate is locked in for a term that works for you, so you can sit back and watch your hard-earned money multiply.

More ways to save

Whether you're looking for the flexibility of a traditional Savings Account or Money Market Account, we've got the right savings product for you.

*APY = Annual Percentage Yield. **The national average interest rate for savings accounts posted on as of February 20, 2024. Important Certificate Information: Effective 11/1/23. $1,000 minimum. New money only. All certificate rates are fixed for the length of the term. A penalty may be imposed for withdrawals before maturity. If your account has an original maturity of one year or less, the penalty will equal three months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one year the penalty will equal six months dividends on the amount withdrawn subject to penalty. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. If the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. In certain circumstances such as the death or incompetence of an owner of this account, the law permits or may require the waiver of the early withdrawal penalty. If the term of your certificate is not available at the time of renewal, your certificate will renew at the next longest term available. Fees may reduce earnings on the account. Other exceptions may also apply; for example, if the certificate is part of an IRA or other tax-deferred savings plan. Refer to Central One Federal Credit Union's Member Service Agreement and Our Rates and Service Charge Disclosure for complete details. Only valid for a 9-month term. Limited time promotion.