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Introducing the Visa Diamond Card

Mobile Wallet

Central One offers lower rates because we're a not-for-profit.

Don't get fooled by the big banks. Instead, apply for a great-rate credit card from Central One. We're a not-for-profit credit union. That means instead of big profits, we focus on lower-fees and better service.


Apply today!




About the Visa Diamond Family of Cards

No matter your situation, we have a card designed for you!


No credit or rebuilding your credit?

Ask a representative about the Visa Diamond Plus Cash Secured card.


Visa Diamond

Visa Diamond Credit Card Our most-popular card. The Visa Diamond card offers our lowest rate, saving you hundreds of dollars per year compared to the "Big Bank" cards.

Low rate, no annual fee, serviced locally and accepted worldwide.

Rate as low as 10.99 % APR!

Card Features

  • Our lowest APR card
  • Same low APR for cash advances!
  • No annual fee or hidden charges
  • Accepted worldwide
  • Locally serviced at your Central One branch

You also receive the following Visa benefits:

  • Discounts for using Visa Checkout
  • Identity Theft Protection (up to $1,000)
  • Roadside Assistance
  • Lost luggage reimbursement (up to $3,000)
  • Auto rental collision damage waiver
  • Travel accident insurance (up to $100,000)
  • Purchase Security & Extended Protection
  • Travel & Emergency Assistance Services
  • Discounts through Visa Checkout

Apply Now


View disclosure.

No credit or rebuilding your credit? Ask a representative about the Visa Diamond Secured card.


Visa Diamond Plus Cash

Visa Diamond Plus Cash Credit Card Want both rewards and a low APR? The Visa Diamond Plus Cash card offers a competitive rate and UNLIMITED cash-back rewards!

Card Features

  • Earn unlimited 1% cash back on every purchase**
  • Competitive variable APR, currently as low as 13.24 % APR
  • No annual fee or hidden charges
  • Accepted worldwide
  • Same low APR for cash advances!
  • Locally serviced at your Central One branch

You also receive the following Visa benefits:

  • Discounts for using Visa Checkout
  • Identity Theft Protection (up to $1,000)
  • Roadside Assistance
  • Lost luggage reimbursement (up to $3,000)
  • Auto rental collision damage waiver
  • Travel accident insurance (up to $100,000)
  • Purchase Security & Extended Protection
  • Travel & Emergency Assistance Services
  • Discounts through Visa Checkout

Apply Now

View disclosure.

No credit or rebuilding your credit? Ask a representative about the Visa Diamond Plus Cash Secured card.

*Actual rates and approval subject to applicant's creditworthiness. APRs are variable, adjust with Prime and are capped at 17.5%. See application for full details. Central One Federal Credit Union membership is required. 

**Cash back rewards are deposited directly into your Central One account.