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Central One Federal Credit Union

  • Free yourself from ATM fees

    Our members have access to over 55,000 surcharge-free ATMs nationwide through the SUM and Allpoint ATM networks.

  • Grow your savings

    Open a Central One savings account and watch your money grow with a competitive rate.
  • The open road is calling!

    Get rolling with great low rates for new, used, or refinanced auto loans. 

  • Make your home's equity work for you

    There's more than one way to use a home equity. Renovate your home, consolidate debt, pay for tuition, or more.
  • Earn more with our free Premium Checking

    Get rewarded with cash back, ATM reimbursements, and loan discounts.

    Learn more

  • Home is where your life happens

    Find the place you'll make life-long memories, create new traditions, and so much more with a Central One mortgage - with lower down payments and closing costs.

Today's Rates
Auto Loan Icon
Auto Loans
As low as
4.87% APR
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Credit Card Icon
Credit Cards
As low as
14.24% APR
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Home Equity Icon
As low as
7.50% APR
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Premium Money Market
As high as
1.40% APY
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Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...