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Central One Federal Credit Union

  • woman balancing on beach wall

    Find your Balance

    Transfer your card balances and enjoy NO transfer fee, NO annual fee and a low fixed rate of 5.25% APR until February 2024! 

    Learn More

  • woman in chair relaxing on beach

    Treat yourself this season with our Visa Signature® card

    Earn unlimited 1.5% cash back on all purchases everyday!

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  • Put your home's equity to work

    Home Equity Line of Credit rates as low as 3.75 %*

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  • Young woman looking exited

    Reward yourself with our Free Checking

    No minimum balance.
    No monthly service charges. No kidding.
  • Couple Driving

    Drive Happier!

    Auto loan rates as low as 1.49% APR!

    Save time and money with our free Auto Advisor service.

    Learn More

  • Mother and Baby

    Less Down,
    Lower Payments

    The 10/5 ARM, a mortgage option designed for you

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Today's Rates
Auto Loan Icon
Auto Loans
As low as
1.49% APR
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Credit Card Icon
Credit Cards
As low as
10.49% APR
Learn More
Home Equity Icon
Home Equity
As low as
3.75% APR
Learn More
Certificate Icon
As high as
3.00% APY
Learn More
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View All Rates

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Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...

Members Save with Love My Credit Union Rewards