Free Checking

reward yourself with free premium checking

Get what you need and more with your choice of free* checking accounts:

 

Premium Checking

Regular Checking

Student Sense Checking
 *No monthly service charges or minimum balance required.
Learn about Checking Account Basics in our Financial Literacy Education Center.
 

Premium Checking

 
Our free Premium Checking account rewards you with no hoops to jump through.
 
  • 10¢ Cash Back for each POS debit transaction
  • Up to 2 days early access to regular direct deposits
  • Up to $12 per month ATM reimbursement for out-of-network ATM Fees
  • Receive 0.50% discount on Consumer Loans^ when payment is auto-deducted from Premium Checking account  
  • Mortgage discount programs (First Time Home Buyers and Primary Residence purchases)
  • Bonus rate on Certificates of $10,000 or more
  • No-fee Coin Counting Machine service
  • 50% discount of 1st year Safe Deposit Box rental fee
  • 1 free box of basic checks per calendar year
  • Overdraft protection options available
  • PLUS all of the standard features and benefits listed below 
 

Regular Checking

 
Our free, Regular Checking account is an interest-bearing account offering the features you've come to expect in a checking product. We promise ... it really is free!
 
  • Receive 0.25% discount on Consumer Loans^ when payment is auto-deducted
  • Overdraft protection options available 
  • PLUS all of the standard features and benefits listed below 

 

Student Sense Checking

 
Our free Student Sense Checking account is designed with input from educators to help parents guide their children towards adopting excellent money management skills.
  • Debit card included
  • Primary account holder must be 13 years or older
  • If under 18 years of age, a parent or guardian must be on the account jointly
  • Complimentary first order of basic checks for account holders age 16 and older 
  • Cannot be overdrawn 
  • PLUS all standard features and benefits listed below  

 

All of our personal Checking accounts are free and offer these great Features and Benefits: