Balance Transfer Offers


Transfer your high-rate credit card balances and save with our Visa Diamond Card!

Transfer balances to your Visa Diamond Card at a rate as low as 9.99% APR*. There is no balance transfer fee, no annual fee, and no cash advance fee which can save you hundreds compared to "Big Bank" cards.

Don't have a VISA Diamond credit card?

Apply today!

Why make the switch?


No Transfer Fee 
No additional processing fees will be assessed.


No Annual Fee 
We help you save money by offering no annual fee.


Save with a LOW annual percentage rate 
Rates as low as 9.99% APR*


Stay Secure and Worry-Free 
Credit cards with built-in chip technology are now available to help keep you protected.


Get the Credit You Need 
You can transfer up to 75% of card's credit limit, minus the current balance. If your transfer will exceed your credit line, you can apply for a credit line increase by phone or by visiting a full-service branch.

About the Visa Diamond and Diamond Rewards Card

At Central One, we believe you deserve a card that works for you. The Central One Visa Diamond and Diamond Plus Cash cards offer no balance transfer fees and no unpleasant surprises. 

  • No balance transfer fee 
  • Same rate on both purchases and cash advances
  • No annual fees 
  • Rate as low as 9.99% APR* on the Visa Diamond card and 12.24% APR* on the Visa Diamond Plus Cash rewards card**

Learn more about the Central One credit cards by visiting our Credit Card page.

To start the balance transfer:

ATTN: 0% Balance Transfer 
Central One Federal Credit Union 
P.O. Box 280 
Shrewsbury, MA 01545 

Don't have a VISA Diamond credit card?

Apply today!

*Actual rates and approval subject to applicant's creditworthiness. APRs are variable, adjust with Prime and are capped at 17.5%. See application for full details. Central One Federal Credit Union membership is required. 

**Cash back rewards are deposited directly into your Central One account. Balance transfers are not eligible for cash back bonuses.