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All our branches and the Member Support Center will be closed Monday, May 30th in observance of Memorial Day.
Our Annual Business Meeting will be held Tuesday, June 21st at 5PM - in person and online. LEARN MORE
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Central One Federal Credit Union

  • woman balancing on beach wall

    Find your Balance

    Transfer your card balances and enjoy NO transfer fee, NO annual fee and a low fixed rate of 5.25% APR until February 2024! 

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  • Put your home's equity to work

    Home Equity Line of Credit rates as low as 3.25 %*

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  • Young woman looking exited

    Reward yourself with our Free Checking

    No minimum balance.
    No monthly service charges. No kidding.
  • woman in chair relaxing on beach

    Treat yourself this season with our Visa Signature® card

    Earn unlimited 1.5% cash back on all purchases everyday!

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  • Couple Driving

    Drive Happier!

    Auto loan rates as low as 0.99% APR!

    Save time and money with our free Auto Advisor service.

    Learn More

  • Mother and Baby

    Less Down,
    Lower Payments

    The 10/5 ARM, a mortgage option designed for you

    Learn More

Today's Rates
Auto Loan Icon
Auto Loans
As low as
0.99% APR
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Credit Card Icon
Credit Cards
As low as
9.74% APR
Learn More
Home Equity Icon
Home Equity
As low as
3.25% APR
Learn More
Certificate Icon
As high as
1.00% APY
Learn More
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View All Rates

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Central One is a not-for-profit credit union

Become a member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. 

Learn about our great lending rates on all products from auto loans to credit cards and mortgages.

Membership requires opening an Owner Voting Share with a $5 deposit.

Just see what our members have to say...

Tax Solutions and Savings for Members