Central One offers a financing program that lets you buy more car for less money. With our Motor vehicle Acquisition Plan (M.A.P.) you could save hundreds of dollars off your monthly car payment. This program combines the best features of a lease with the advantages of vehicle ownership. Whether you are buying a new or used vehicle or refinancing your existing auto loan, this program will save you money. Get pre-approved with Central One so you can negotiate your best deal without worrying about financing. If you prefer a conventional Auto Loan, Central One offers great rates and various terms.

Features/Benefits

	Vehicle title is in your name - you own the vehicle and are free to modify it or customize it how you wish, unlike a lease.
	No security deposit, acquisition fees or first payment required at signing.
	Sell or trade in the vehicle, at any time, just pay off the loan balance with no pre-payment penalty and no early termination charges.
	No end-of-lease charges or other hidden costs.
	Drive up to 18,000 miles per model year.
	Available for new and used vehicles up to 4 years old.
	At the end of the term, you can refinance and keep the vehicle, sell it, trade it in, or simply walk away.
	Pre-approval available
	Receive a copy of the NADA Used Car Value book
	Low cost payment protection available .

Payment Options

	Transfer funds from your Central One accounts to your loan using Tel-Talk or Central Net.
	Use Direct Deposit, Payroll Deduction or ACH.
	Mail in your payment.

How to Apply

Get a quote online by completing some information about the vehicle you plan to purchase. You can compare costs to a conventional loan and make an informed decision as to which loan program best fits your needs.Or, speak to one of our representatives over the phone or stop by any branch location.