Central Credit Union

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Rates and Fees

To open a certificate or other deposit account during regular banking hours, please visit your local branch, call us 800-527-1017, or use the Live Help feature located on the right sidebar.


Deposit Rates

What's your CD paying?

Rates Effective - 11/15/2016


Members can call 800-527-1017 to open a new certificate or other deposit account!

Or become a apply for credit union membership using the button below:

Open Now!


* To be eligible for Senior Sense share certificates, member must be retired, at least 60 years of age and have Direct Deposit of Social Security or Pension into a Central One Share Draft account. Senior Sense certificate minimum balance is $10,000.

**APY =Annual Percentage Yield. The APY on all Share Certificates assumes that dividends remain in the account until maturity. Share certificates have a $1,000.00 minimum, excludes Senior Sense and Future Investor share certificates. All share certificate rates are fixed for the length of the term. A penalty may be imposed for withdrawals before maturity. If your account has an original maturity of one year or less, the penalty will equal three months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one year the penalty will equal six months dividends on the amount withdrawn subject to penalty. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. If the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. In certain circumstances such as the death or incompetence of an owner of this account, the law permits or may require the waiver of the early withdrawal penalty. Other exceptions may also apply; for example, if part of an IRA or other tax-deferred savings plan. 

*** 4.3x the national CD average based on 12-month Senior Sense certificate share APY compared to FDIC 12-month CD national rate for investments under $100,000 on 06/17/2016. Rates subject to change without notice. ***

  • Share dividend rates are accurate as of the last dividend declaration date.
  • All accounts, except share certificate accounts, are considered variable rate accounts and rates are subject to change at any time without notice.
  • Fees may reduce earnings.


CentralNet Login

CentralNet Enrollment

For first-time login to CentralNet, use the password you selected when you opened your account.

If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.


Live Chat by LivePerson

Secure Chat is available
Monday through Friday
8:00 a.m. to 4:30 p.m.

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