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Rates and Fees

Deposit Rates

Rates Effective - 08/19/15

* To be eligible for Senior Sense share certificates, member must be at least 60 years of age and have Direct Deposit of Social Security or Pension into a Central One Share Draft account. Senior Sense certificate minimum balance is $10,000.

**APY =Annual Percentage Yield. The APY on all Share Certificates assumes that dividends remain in the account until maturity. Share certificates have a $1,000.00 minimum, excludes Senior Sense and Future Investor share certificates. All share certificate rates are fixed for the length of the term. Share certificates up to and including a 1 year term are subject to an early withdrawal penalty of 3 months' dividend. Share certificates over a one year term are subject to an early withdrawal penalty of six months' dividend.

  • Share dividend rates are accurate as of the last dividend declaration date.
  • All accounts, except share certificate accounts, are considered variable rate accounts and rates are subject to change at any time without notice.
  • Fees may reduce earnings.
CentralNet Login

CentralNet Enrollment

For first-time login to CentralNet, use the password you selected when you opened your account.

If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.


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Secure Chat is available
Monday through Friday
8:00 a.m. to 4:30 p.m.

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