Personal Banking

Share Certificates 

• Terms of 6 months, 1, 2, 3, and 5 years.
• Minimum balance of $1000.
• Competitive rates
• Dividends are compounded monthly, or you can choose to have the dividends transferred monthly to any of your accounts or paid to you by check.
• Secured loans at a lower rate are available against share certificates
• Senior Sense program offers premium share certificate rates on all of our share certificate terms with a $10,000 minimum balance.
• Deposits insured by NCUA

See how Central One's CD rates compare to other local instutitions.

*Share certificates up to and including a 1 year term are subject to an early withdrawal penalty of 3 months' dividends.  Share certificates over a 1 year term are subject to an early withdrawal penalty of 6 months' dividends.

Open an account now by clicking the button below.

Savings Calculators

• How much could I save over time?
• How much should I save each month?
• How can I save a million dollars?
• How much do I need to save for college?