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Loans and Mortgages

Loans and Mortgages

Reduced Closing Cost Program

This program assists the applicant in covering closing costs associated with the loan, whether it is a purchase or refinance and is ideal for the applicant(s) who has little cash or does not wish to spend their cash to obtain a first mortgage.

  • Up to 1% of the loan amount as a credit against closing costs on a first mortgage loan.
  • This program is available with the 3-year ARM and Fixed Rate Mortgages only.
    • The rate on the 3-year ARM is 1/2% higher than the published rate during the initial 36-month period.
    • The rate on the Fixed Rate Mortgage is typically 3/8% higher than the published rate
  • Utilize Mortgage Payment Calculator to figure your payment.
  • Pre-qualifications available
  • No pre-payment penalties
  • Monthly billing or auto payment options
Apply Now!

Would you like to know more? Contact us or visit any branch location and we'll get you started.

CentralNet Login

CentralNet Enrollment

For first-time login to CentralNet, use the password you selected when you opened your account.

If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.


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Monday through Friday
8:00 a.m. to 4:30 p.m.

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