Central Credit Union

Please download the latest version of Adobe Flash Player here.

  • Personal Banking
  • Business Banking
  • Loans and Mortgages
  • Investment and Insurance
  • e-Central Service Center
  • About Us

Loans and Mortgages

Fixed Rate Mortgage

Central One offers Fixed Rate Mortgages. Your interest rate and monthly loan payment will remain constant for the life of the loan, allowing you to budget accordingly.

  • Loans available to applicants with as little as 5% down.
  • Terms up to 30 years.
  • No prepayment penalties
  • Monthly billing available.
  • Pre-qualifications available.
  • Your mortgage interest may be tax deductible. Consult your tax advisor.
  • Point options available to reduce your rate & payments


Apply Now!


Save $500 On Your Closing Costs!

You could save $500 on your closing costs when financing your home
with Central One by purchasing with one of these local realtors:

List of Local Realtors

*Not available on our no closing cost programs.
*May not be combined with other programs Central One Federal Credit Union may be offering.


10 to OWN

What would you do if you could pay off your mortgage 5 years sooner?

If you still have 15 years left on your mortgage and refi into our 10 year fixed rate mortgage, your payment would possibly stay the same or be slightly higher!

Contact a lending specialist to learn more today.

Lori Gaskins (508) 841-0547

Matt McTigue (508) 841-0512


 Mortgage Application: Standard Checklist of Conditions 

 Would you like to know more? Contact us or visit any branch location and we'll get you started.


CentralNet Login

CentralNet Enrollment

For first-time login to CentralNet, use the password you selected when you opened your account.

If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.


Live Chat by LivePerson

Secure Chat is available
Monday through Friday
8:00 a.m. to 4:30 p.m.

Copyright © 2015 Central One Federal Credit Union. All Rights Reserved.