Central Credit Union

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Loans and Mortgages

Loans and Mortgages

Construction Loan / Renovation Loan

We offer a Construction Loan to help you build your home and a Renovation Loan if you plan to add on. We can accommodate your needs, whether you've hired a contractor or plan to coordinate much of the work yourself.

  • Your monthly payment will consist of interest only during the construction period at a very competitive rate.
  • We allow up to 6 months construction period to allow ample time to complete your project
  • Loan terms of up to 30 years
  • Construction Loans automatically convert to an ARM (Adjustable Rate Mortgage) at the end of the construction period
  • One loan closing - saving you money
  • Can be used for One or Two-Family Owner-Occupied Homes, Second homes or Vacation Homes.

Several Payment Options

  • Automatic payment from your Direct Deposit
  • Free Tel-Talk access 24 hours a day/7 days a week
  • Free Central Net access 24 hours a day/7 days a week
  • In person, at any Central One branch location
  • Make a payment by phone
  • Bank by mail
Apply Now!

Would you like to know more? Contact us or visit any branch location and we'll get you started.

CentralNet Login

CentralNet Enrollment

For first-time login to CentralNet, use the password you selected when you opened your account.

If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.


Live Chat by LivePerson

Secure Chat is available
Monday through Friday
8:00 a.m. to 4:30 p.m.

Copyright © 2015 Central One Federal Credit Union. All Rights Reserved.