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Loans and Mortgages

Student Loans

Student loans help subsidize the high cost of education when financial aid is not enough. Central One offers two options for education financing: Student Choice and Central One Student Loans. Each option has different rates and requirements. If you would like additional information before applying, please call a member support representative, use our live chat, or stop by a branch today.


Student Choice Loan

  • Funds may be used for undergraduate programs of Title IV schools and not-for profit schools only. Find out if your school qualifies.
  • Line of Credit structure
  • Borrow up to $75,000 
  • Co-Borrower may not be required
  • No origination fees
  • Rate:  Variable As Low As 6.00% APR*
  • Repayment terms of 20 or 25 years

Student Choice Loan: 
Get Started Now!



Central One Student Loan

  • Funds can be used for any accredited 2 year junior or community college program.
  • Borrow up to $10,000
  • Two qualified co-borrowers may be required
  • Up to 10 year repayment
  • Fixed rate  9.125% APR*  
  • No origination fees

Several payment options including:

Central One Student Loan
Apply for a Central One Student Loan Now!



Student Loan Consolidation

Would you like to know more? Contact us or visit any branch location and we'll get you started.

*Annual Percentage Rate*

CentralNet Login

CentralNet Enrollment

For first-time login to CentralNet, use the password you selected when you opened your account.

If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.


Live Chat by LivePerson

Secure Chat is available
Monday through Friday
8:00 a.m. to 4:30 p.m.

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