Central Credit Union

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Loans and Mortgages

 Don't car shop alone!

Our expert Auto Advisor will accompany you to the dealership,
protecting you from being overcharged.

We'll even help with the paperwork!



car buying

with rates as low as
0.99% APR*


(Apply over the phone available weekdays from 7am to 6pm
and Saturday from 8:30am to 3pm)




Estimate your monthly car payment


Why choose Central One for your auto loan?

  • Rate as low as 0.99% APR*
  • Expert Auto Advisor to help you shop, accompany you to the dealership, and help with the paperwork
  • No application or pre-payment fees
  • Flexible terms from 24 to 72 months
  • GAP insurance for less than you'll pay at the dealership
  • Low-cost payment protection plan available


We offer discounted auto insurance!

As a Central One member, you have access to discounts on auto insurance through our affiliate Oak Tree Insurance Agency. Oak Tree is located inside of our Shrewsbury branch and provides a full-array of insurance products.

Find out how much Oak Tree can save you on Auto and Home insurance, request a quote today!



*Annual Percentage Rate. Actual rate will be determined based on credit history, term, loan to value, and other factors. Promotion rate does not apply to existing vehicle loans with Central One. Other terms may apply. Visit our consumer lending rates page for additional disclosures. **Pre-approval based on credit history and other factors, not all applicants will qualify.

CentralNet Login

CentralNet Enrollment

For first-time login to CentralNet, use the password you selected when you opened your account.

If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.


Live Chat by LivePerson

Secure Chat is available
Monday through Friday
8:00 a.m. to 4:30 p.m.

Copyright © 2015 Central One Federal Credit Union. All Rights Reserved.