Central Credit Union


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About Us

 

Message from our President/CEO

David A. L'Ecuyer, President/CEO

 

With winter approaching and now 3 quarters the way through the calendar year, I thought I would report on the progress of your credit union.

We continue to see strong loan growth, particularly in the area of auto lending. The recent program to discount our rates for all auto lending has continued to generate more lending in both new and used cars. This growth in auto lending has pushed our consumer loan balances from approximately $48 million at year end 2013, to approximately $57 million by the end of September 2014.

Additionally, our mortgage lending remains very strong with growth from approximately $132 million at year end 2013, to over $140 million at this time.

This increased lending has generated additional revenues pushing our Net Income over budget and moving our Net Worth ratio to over 9%. (7% is considered “well capitalized” by our regulator NCUA).

Many new projects are in process at this time. The credit union is changing to a new statement vendor to better manage our many statements and save the credit union money. Moreover, our phone system is being updated to improve the member experience when you call in. All those updates and enhancements will support our efforts to always provide our members with “World Class Service” that further distinguishes us from other financial institutions. 

All in all, the credit union is making many improvements and our financial health continues to be very strong.

Thank you all for your support and participation.

David L’Ecuyer

President/CEO

 

 

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If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.

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