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About Us

About Us

Field of Membership Eligibility

Central One Federal Credit Union was officially granted a community based charter on November 19, 1998 by NCUA, Washington, DC.

Field of Membership for the community based charter includes persons who live, work, worship, go to school or own a business in the following communities:

  • Auburn
  • Berlin
  • Bolton
  • Boylston
  • Clinton
  • Grafton
  • Harvard
  • Holden
  • Hopkinton
  • Lancaster
  • Leicester
  • Marlboro
  • Milford
  • Millbury
  • Northborough
  • Paxton
  • Princeton
  • Rutland
  • Shrewsbury
  • Southborough
  • Sterling
  • Upton
  • Westborough
  • W. Boylston
  • Worcester

Note: Family members or members from the same household of all existing members are eligible to join.

  • Family member is defined as a child, spouse, sibling, parent, grandparent or grandchild. This would include stepparents, stepchildren, siblings, and adoptive relationships.
  • Household is defined to include persons living in the same residence and who maintain a single economic unit. This includes any person who is a permanent member of, and helps maintain the household.
CentralNet Login

CentralNet Enrollment

For first-time login to CentralNet, use the password you selected when you opened your account.

If you do not have a password or have forgotten it, call 508-842-7400 or 800-527-1017.


Live Chat by LivePerson

Secure Chat is available
Monday through Friday
8:00 a.m. to 4:30 p.m.

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